TORONTO GTA BUYERS INFORMATION

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Want to buy Detached Condominium in Toronto North York Thornhill Thornhill Woods

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Bidding without sufficient information What price do you offer a seller? Is the seller’s asking price too high? Is it a deal? Without research on the market and comparable homes, you could lose thousands of dollars. Before you make that offer, be sure you have researched the market. Broker like myself, can offer an unbiased opinion on the value of a home, based on market conditions, condition of the home and neighborhood. Without knowledge of the market, your offer could be too much. Or worse, you could miss out on a great buying opportunity.

Buying a mis-matched home What do you need and want in a home? clearly identifying your needs and bringing an objective view to home shopping. Sometimes, home buyers buy a home that is too large or too small. Perhaps they didn't’t consider the drive to work, the distance to school, or the many repair jobs waiting for completion. Plan ahead. Use your needs list as a guideline for every home you view.

Unclear title. Your lawyer will do a title search before closing and can supply you with a copy of the title to ensure there are no liens, debts, undisclosed owners, leases or easements. Outdated survey Before the purchase is completed, an updated survey or plan of survey is essential. This report will indicate boundaries and structural changes (additions to the house, a new swimming pool, neighbor’s new fence which is extending a boundary line, etc.).

Unexpected repairs A home inspector will conduct a thorough inspection of the home. This way, you’ll have an idea of the cost of future repairs. Make the final contract subject to a favorable report. Shopping without pre-approval It only takes a few days to get financing pre-approval. When you are shopping for a home, this gives you more power. A seller is more likely to consider an offer from a serious buyer.

Remember additional cost Besides the funds for the purchase of a home, you’ll need funds for items such as loan fees, insurance, legal fees, surveys, inspections, etc. Rushing the closing Before you sign, ensure you cover all aspects

If you are a first time Home Buyer, you can find out how you can use your RRSP saving for down payment. This knowen as the goverment Home Buyer Plan for first time home buyers.

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